Save 20% when you join AXA Health

As a new customer buying health insurance for the first time, receive 20% off when you take out a business healthcare plan covering up to 9 employees, including a Treatment cover option for all. Please see full T&Cs below.

Our business healthcare plans could help you to:

Attract and retain top talent to your business by showing your commitment to employee wellbeing
Give your team fast access to private healthcare plus more flexibility and choice over where and when they are treated
Access to a range of services included as standard

Get a quote Call us on 0800 389 7413*

We’re proud that our Business Health plan has been rated 5 stars by independent financial information business, Defaqto. The Defaqto 5-star rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s star rating.

Free Worldwide Travel Cover for a year with our business healthcare plans

Our Worldwide Travel Cover option provides cover for your employees and their family members (when they are added to your plan), whether they are travelling for business or pleasure. If you're a new customer buying business healthcare cover for the first time, you'll receive this cover option free for a year when you buy a business healthcare plan with us, covering up to 64 employees and including a Treatment cover option for all members. Further T&Cs apply. So, you can make sure your team's health is taken care of, even while they are on their holidays.

How much am I saving?

An example plan covering 5 employees for a year, including Treatment with Cancer Cover, Full Outpatient, Therapies and Mental Health Cover options^: £4,793.25

If you were to include our Worldwide Travel Cover in addition to the example plan above, the cost would usually be: £5,178.91

So, in this example, the business will save 8% of their overall premium. Percentage saved will depend on cover options selected, location and ages.

^The above example is based on five employees (aged 60, 50, 40, 30 and 20), living in a TN1 postcode, with a £100 excess and a two year moratorium on pre-existing conditions. The example business have purchased our Business Health plan including Treatment with Cancer Cover, Full Outpatient, Therapies and Mental Health Cover options (and in the bottom example Worldwide Travel Cover). Costs are representative as of April 2025, and prices will vary depending on location, cover options and ages.

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What is small business health insurance?

Small business health insurance is an insurance policy that you can buy to help look after the health and wellbeing of your employees with private healthcare.

Our small business health insurance plans provide cover for 1-249 employees. We think that the best way for you to get the cover that's right for you and your business is to let you build your plan yourself, so we offer a range of cover options for you to choose from. 90% of our small business customers stay with us, so we think they agree too.

Whether your priority is giving your employees quick access to diagnosis and treatment, mental health support for the pressures which come with your area of work, or speedy physiotherapy access for your team, you can choose the best combination of cover for your business and budget. Plus, you and your employees can also add family members to your plan.

Get a quote Call us on 0800 389 7413*

What's included with the Worldwide Travel Cover option?

Know that you and your team are covered for emergency medical treatment if the worst happens when you’re travelling abroad.
Enjoy peace of mind with access to our 24-hour international emergency medical assistance.
You have a 65 day trip length limit, and can be overseas for a maximum of 180 days.
You have cover for business travel.
Benefit from cover on UK trips when you have two nights pre-booked accommodation or pre-booked transport at least 50 miles from home.

No need for you or your employees to provide a medical history. All pre-existing medical conditions you or your employees have will be covered abroad, if your medical practitioner says you’re fit to travel. If the insured member is terminally ill (by which we mean has a life expectancy of below one year at the start of the trip) we will not pay claims caused directly or indirectly by that terminal illness.
You can choose to extend cover to family members too, even if they travel solo (family members must be added on and this will increase your premium).

Included as standard with your plan

24/7 online GP service

Access to video or phone appointments with a GP or Advanced Clinical Practitioner where your employees will have plenty of time to talk about their health concerns. AXA Doctor at Hand is powered by Doctor Care Anywhere. Appointments are subject to availability. Advanced Clinical Practitioners are available 8am-10pm.

Care for cancer and heart conditions

Our experienced healthcare practitioners are available at the end of the phone day or night. Speak to our specialist cancer and heart nurses 9am-5pm Monday – Friday. Outside these hours our experienced nurses and counsellors provide round the clock support by phone.

Specialist appointment booking service

Your employees can see the right person quickly. The sooner they see a consultant, the sooner they can get a diagnosis and treatment, and the sooner they can start getting better. You'll need to include either an Outpatient option or our Diagnostics Only option with your business healthcare plan for the consultation to be covered.

Easing the pressure with physio

Access to our muscles, bones and joints service to help your people manage or alleviate joint and muscle pain – whether it’s a bad back or sprained ankle. A physiotherapist will assess their symptoms online or over the phone and talk to them about what they could mean. Available for members aged 18 and over.

Health information and support

We’ll give your employees access to our 24/7 health support line. It comes as standard, no matter what cover options you choose, so your team can get help and support whether it's day or night.

What do I need to get a small business health insurance quote?

Get an indicative online quote for business health insurance in minutes.

Here’s some information you’ll need:

Details such as your name, email address and business postcode
The number of employees you’ll be covering
The age of your employees (a rough estimate is fine for the indicative quote)
An idea of the cover options you would like to include (we will provide descriptions of each)

Once you have your indicative quote, one of our small business healthcare plan experts will call you to discuss your cover needs, provide a full quote and explain how we cover existing medical conditions.

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The promoter of the promotion is AXA PPP Healthcare Group Limited (registered number 03148346), whose registered office is at 20 Gracechurch Street, London EC3V 0BG, (“we” “us” or the “Promoter”). “AXA Group” means AXA UK plc (registered number 02937724) and its direct and indirect subsidiary companies, any holding company of AXA UK plc and any subsidiary companies of such holding company, as such terms are defined in section 1159 of the Companies Act 2006.

Eligibility Requirements
1. The Promoter shall lead and administer this promotion via its online and telephone marketing channels
2. To be eligible for the promotion, a customer must:
2.1    purchase either a Business Health Plan or Business Protect Plan (“Plan”) directly from AXA Group (not via a broker) for a group which does not exceed 65 individuals;

2.2    purchase the Plan between the period of 3 March 2025 and 30 November 2025; and

2.3    not cancel the Plan within the 14-day ‘cooling off period’.

Existing customers of the AXA Group who renew their Plan, previous AXA Group customers, or customers who are switching from a different insurer are not eligible and unable to participate in this promotion. Customers must also select the 2-year Moratorium or Full Medical Underwriting (FMU) for their Plan. Any customer complying with the conditions in this Clause 2, will be an “Eligible Customer” and automatically be eligible for the Offer.

3         Eligibility of customers will be decided by the Promoter whose decision shall be final and binding. The Promoter reserves the right to verify the eligibility of all customers.

Promotion Information

4         Each Eligible Customer shall receive:

4.1   a complimentary 1 (one) year of Worldwide Travel Insurance cover if they include the Treatment Option for all members within their Plan. The Worldwide Travel Insurance cover will be subject to applicable terms and conditions found at (Business travel insurance | AXA Health) and will expire on the renewal of the Plan;

(the “Offer”).

5 Details of the Promotion Period are set out below:

Promotion

Opening Date and Time

Closing Date and Time

(“Promotion Period”)

00:00 GMT

3 March 2025

23:59 GMT

30 November 2025

(the “Promotion Period”).

6 Any Plan purchased and started before or after the Promotion Period, will not be eligible for participating in the promotion.

7 The Offer is not available in conjunction with any other offer or discount.

Claiming the Offer

8 All Eligible Customers who enter the promotion in accordance with these terms and conditions will be eligible to receive the Offer and this will be added on to their Plan at the time of purchase.

9 The Promoter’s decision is final and binding.

10 The Offer is not transferable and is for use by Eligible Customers only. There is no cash alternative.

11 The Promoter is not responsible if Eligible Customers are unable to accept the Offer or do not use the Offer for any reason whatsoever and no alternatives are offered.

General Terms

12 By participating in the promotion, you agree to be fully bound by these terms and conditions and those of any relevant third party and by any other requirements set out in any related promotional material. In the event of a conflict, these terms and conditions take precedence. If you do not comply with these terms and conditions, your participation in the promotion will be revoked and you will be disqualified.

13 The Promoter reserves the right to withdraw or amend the promotion or these terms and conditions at any time on reasonable notice. The Promoter also reserves the right to delay, postpone or extend the promotion at its sole and absolute discretion.

14 Anything added to your plan as part of the Offer may be liable to tax. Any tax liability shall be the responsibility of Eligible Customers.

15 By taking part in the promotion, you agree that the Promoter is not liable for any loss, damage, disappointment or personal injury whatsoever suffered or sustained by you in connection with the promotion (including but not limited to direct, indirect or consequential losses, loss of profit, income or goodwill), the use of any prize, or any act or omission (whether negligent or not) of the Promoter or its affiliates, save for any liability which cannot be excluded by law (including fraud, gross negligence or for death or personal injury caused by the Promoter’s or its affiliates’ negligence).

16 If any of these clauses should be determined to be illegal, invalid or otherwise unenforceable then it shall be severed and deleted from these terms and conditions and the remaining clauses shall survive and remain in full force and effect.

17 These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales and any disputes arising from these terms and conditions shall be subject to the exclusive jurisdiction of the Courts of England and Wales.

Data Protection

18 “Personal data” and “processing” shall have the meanings set out in the General Data Protection Regulation (“GDPR”). Any reference to personal data includes a reference to sensitive personal data, as applicable, whereby sensitive personal data means personal data that incorporates such categories of data as are listed in Article 9(1) of the GDPR.

19 By participating in the promotion, customers agree that the Promoter may collect personal data from customers, including for the avoidance of doubt, the information submitted by customers when they purchase a Plan and consent to the use of their personal information for the purposes specified in these terms and conditions.

20 The Promoter shall comply with its obligations under the Data Protection Act 2018 and the GDPR.

The promoter of the promotion is AXA PPP Healthcare Group Limited (registered number 03148346), whose registered office is at 20 Gracechurch Street, London EC3V 0BG, (“we” “us” or the “Promoter”). “AXA Group” means AXA UK plc (registered number 02937724) and its direct and indirect subsidiary companies, any holding company of AXA UK plc and any subsidiary companies of such holding company, as such terms are defined in section 1159 of the Companies Act 2006.

Eligibility Requirements
1. The Promoter shall lead and administer this promotion via its online and telephone marketing channels.
1. To be eligible for the promotion, a customer must:
2.1 purchase a Business Health Plan or Business Protect (a “Plan”) directly from AXA Group or via a broker, which does not exceed 9 employees; including a Treatment option with NHS Cancer support or Treatment option with Comprehensive Cancer cover for all members.

2.2 purchase and start the Plan with a cover start date between the period of 3 May 2025 and 30 November, 2025;

2.3 not cancel the Plan within the 14-day ‘cooling off period’.

2.4 not be (i) an existing customer of the AXA Group who is renewing their Plan, (ii) a previous AXA Group customer or (iii) a customer who is switching from a different insurer; and

2.5 select the 2-year Moratorium or Full Medical Underwriting for their Plan.

Any customer complying with the conditions in this Clause 2, will be an ‘Eligible Customer’ and automatically be eligible for the Offer.

3. Eligibility of customers will be decided by the Promoter whose decision shall be final and binding. The Promoter reserves the right to verify the eligibility of all customers.

Promotion Information

4.      Each Eligible Customer shall receive:

4.1 20% off the cost of their Plan cover for all named members.

(the “Offer”).

5.      Details of the Promotion Period are set out below:

Promotion

Opening Date and Time

Closing Date and Time

(“Promotion Period”)

00:00 GMT

3 May 2025

23:59 GMT

30 November 2025

(the “Promotion Period”).

6. Any Plan purchased and commenced before or after the Promotion Period, will not be eligible for participating in the offer.

7.The Offer is not available with in conjunction with any other offer or discount, excluding our Worldwide Travel cover offer and our 5% discount for paying in one annual payment.

Claiming the Offer

8. All Eligible Customers who enter the promotion in accordance with these terms and conditions will be eligible to receive the Offer and this will be added on to their plan at the time of purchase.

9. The Promoter’s decision is final and binding.

10. The Offer is not transferable and is for use by Eligible Customers only. There is no cash alternative.

11.  The Promoter is not responsible if Eligible Customers are unable to accept the Offer or do not use the Offer for any reason whatsoever and no alternatives are offered.

General Terms

12.  By participating in the promotion, you agree to be fully bound by these terms and conditions and those of any relevant third party and by any other requirements set out in any related promotional material. In the event of a conflict, these terms and conditions take precedence. If you do not comply with these terms and conditions, your participation in the promotion will be revoked and you will be disqualified.

13.  The Promoter reserves the right to withdraw or amend the promotion or these terms and conditions at any time on reasonable notice. The Promoter also reserves the right to delay, postpone or extend the promotion at its sole and absolute discretion.

14.  Anything added to your plan as part of the Offer may be liable to tax. Any tax liability shall be the responsibility of Eligible Customers.

15.  By taking part in the promotion, you agree that the Promoter is not liable for any loss, damage, disappointment or personal injury whatsoever suffered or sustained by you in connection with the promotion (including but not limited to direct, indirect or consequential losses, loss of profit, income or goodwill), the use of any prize, or any act or omission (whether negligent or not) of the Promoter or its affiliates, save for any liability which cannot be excluded by law (including fraud, gross negligence or for death or personal injury caused by the Promoter’s or its affiliates’ negligence).

16.  If any of these clauses should be determined to be illegal, invalid or otherwise unenforceable then it shall be severed and deleted from these terms and conditions and the remaining clauses shall survive and remain in full force and effect.

17.  These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales and any disputes arising from these terms and conditions shall be subject to the exclusive jurisdiction of the Courts of England and Wales.

Data Protection

18.  “Personal data” and “processing” shall have the meanings set out in the General Data Protection Regulation (“GDPR”). Any reference to personal data includes a reference to sensitive personal data, as applicable, whereby sensitive personal data means personal data that incorporates such categories of data as are listed in Article 9(1) of the GDPR.

19.  By participating in the promotion, customers agree that the Promoter may collect personal data from customers, including for the avoidance of doubt, the information submitted by customers when they purchase a Plan and consent to the use of their personal information for the purposes specified in these terms and conditions.

20.  The Promoter shall comply with its obligations under the Data Protection Act 2018 and the GDPR.

*Phone lines are open 8:30am-5:30pm Monday to Friday. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.